Serving Hanover County & Richmond Insurance Needs Since 1945

The Winters Agency was established in 1945 in Richmond by E..Ray Winters, Sr. In 1959 Mr. Winters merged with Stewart A. Oliver (President of Tri-County Bank, now SunTrust) to form the current Winters-Oliver Agency. Ray Sr.'s two sons, James A. (Jimmy) and Ray, Jr. came onboard in 1971 and 1964 respectively. Steve Winters (Jimmy's son) joined the Agency in 1973.

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Today, the Winters-Oliver offices still remain at the original site of the former Tri-County bank. However, both the industry and the surrounding community have evolved significantly since that time. The Winters-Oliver Insurance Agency continues to stay abreast of and responsive to not only changes in the insurance industry, but also adapt to a growing and expanding community as well. Winters-Oliver is committed to continuing education for agency principals and staff, insuring that its clients will receive competent insurance advice. Winters-Oliver is an active participant in the Mechanicsville-Hanover community.